Hi! This is Al.

As my climb up the corporate ladder continues at a Fortune 100 company (I'm in what's known us upper-middle management), little do my colleagues know that I have taken a keen interest in this area...why? Because I have struggled and made bad decisions on the way...I have done things without fully understanding what I was doing - boy have I paid for it.

As a result, and given my informational and research background, my instincts drove me to search for the truth...and to put what I've learned in one place...in this place.
Here's what you'll find here:

* My free, honest-to-goodness, no-hold-back, non-corporate-driven take on consolidating credit cards and reducing debt.

* A simple and unique ezine, FOCUS A.C., that serves as a friendly reminder to fight off that dreaded temptation - more debt. Sign Up Here.

* I will recommend a product/service only if I believe in it - simple as that. I can't guarantee anything, but I can say with all honesty that I have the best intentions of providing you valuable results.

Here's what you won't find here:

* Sorry, no amazing graphics or flash movies here.

* Every individual's personal situation is different, so please don't rely solely on anything (including this website, which is for informational purposes only) or any one person for an important financial move...I or anyone else cannot tell you what you have to do...please weigh the pros and cons with the information you find and do what is best for you!

* Sorry again, I love the graphics too, but no can do.